Anwar Hashmi

A top-down view of a credit card and a smartphone with a BNPL app on a white surface that is cracking with red light, symbolizing the hidden dangers in the buy now pay later vs credit card emi India choice.

Buy Now Pay Later vs Credit Card EMI in India : 7 Hidden Traps Draining Your Wallet

Our definitive guide on buy now pay later vs credit card emi india helps you choose the best option. We compare buy now pay later vs credit card emi india on hidden fees, CIBIL score impact, and festive season traps to help you shop smarter. Introduction: A Festive Shopper’s Guide to Financial Traps The festive […]

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A heavy block symbolizing a default crushing a CIBIL score graph, illustrating the severe impact of loan default on guarantor cibil score in india.

The 7-Year CIBIL Nightmare for a Loan Guarantor in India

Discover the severe impact of loan default on Loan guarantor cibil score in india. Our guide explains the impact of loan default on Loan guarantor cibil score in india, your legal rights, the rules, and potential defenses available to you. The Financial Nightmare You Never Signed Up For The registered post arrives. It’s from a

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A person's hand decisively pressing 'Block Card Instantly' on a smartphone after receiving a red alert for an unauthorized transaction on credit card in India.

Unauthorized Transaction on Credit Card India: 3 Critical Steps To Resolve it

Just found an unauthorized transaction on credit card in India? This guide is your emergency plan. Learn how to handle an unauthorized transaction on credit card in India and get your money back fast. Introduction: The “Heart-Stopping” Alert on Your Phone The Moment of Panic You get an SMS alert from your bank for a

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An infographic showing a confused person looking at their bill, illustrating the need for a guide on **how to read your credit card statement**.

How to Read Your Credit Card Statement: The Best Step By Step Guide for 25-26

Confused by your bill? Our expert guide on how to read your credit card statement makes it simple. Learn how to read your credit card statement like a pro, understand every charge, and avoid costly hidden fees forever. The Most Misunderstood Document in Your Mailbox The “Bill Shock” and Confusion Moment Your credit card bill

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A woman looking stressed on the phone while holding her credit card, illustrating the anxiety of a **missed first credit card payment**.

Missed First Credit Card Payment? Discover These Hidden CIBIL Penalties in 25-26

A missed first credit card payment is scary. This guide reveals your 3-step emergency action plan for what to do after a missed first credit card payment to protect your CIBIL score. You just realized you missed the due date on your very first credit card bill. Your heart sinks. You’re flooded with questions: “Have

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A credit card placed as bait in a metal bear trap, symbolizing a **Credit Card Hidden Charges in India**.

5 Credit Card Hidden Charges in India Draining Your Bank Account

Unmask the common credit card hidden charges in India with our expert guide. Learn how to spot and avoid every credit card hidden charges in India and save money. Introduction: The “Bill Shock” Moment The Story of the Unexpected Charge You check your credit card bill online, expecting a certain amount, but the total is

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An infographic showing a path splitting into an "Approved" route and a "Rejected" route, illustrating **what to do after a credit card application is rejected**.

What to Do After Credit Card Application Rejected: Best 3 Step Solution

Don’t know What to Do After Credit Card Application Rejected? This guide reveals the #1 mistake to avoid. Learn the expert plan for What to Do After Credit Card Application Rejected. The Frustrating “You Have Been Rejected” Email The Sinking Feeling of Rejection You found the perfect credit card, filled out the application with excitement,

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A house being protected from a storm by a golden shield, symbolizing a guide to navigating the **home loan foreclosure process in India**.

Home Loan Foreclosure Process in India: Your 5-Step Emergency Action Plan

Facing the home loan foreclosure process in India? This guide is your emergency action plan, explaining your rights and the steps to navigate the home loan foreclosure process in India. You open your mail, and there it is: a formal notice from your bank regarding your overdue home loan EMIs, mentioning the “SARFAESI Act.” Your

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A person running through a golden 'DEBT-FREE' finish line, illustrating the positive long-term answer to the question, **does prepaying a home loan affect cibil score**.

Prepaying Home Loan Affect CIBIL Score Negatively? 3 Point Revelation

Curious if does prepaying home loan affect Cibil score? This expert guide reveals the surprising truth. Learn how prepaying home loan affect Cibil score and what to do. You’ve worked hard, saved diligently, and you’re finally in a position to do something incredible: prepay your home loan and become completely debt-free. It feels like the

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A person's hands tearing a home loan sanction letter in frustration, symbolizing the experience of having a **home loan rejected after the sanction letter**.

Home Loan Rejected After Sanction Letter? 3 Shocking Reasons

Facing a home loan rejected after sanction letter? This guide from Anwar Hashmi reveals the hidden reasons and your exact action plan if your home loan was rejected after sanction letter. You’ve received the home loan sanction letter. It feels like the final victory. You’ve celebrated with your family and started planning your move-in date.

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