Welcome to your definitive library of CIBIL Score Guides, designed specifically for the Indian audience. Led by our chief editor, Anwar Hashmi, each guide provides expert, step-by-step strategies to help you understand your credit report, repair a low score, and build a strong financial future. Explore the articles below to begin your journey toward mastering your credit health.
Discover the severe impact of loan default on Loan guarantor cibil score in india. Our guide explains the impact of loan default on Loan guarantor cibil score in india, your legal rights, the rules, and potential defenses available to you. The Financial Nightmare You Never Signed Up For The registered post arrives. It’s from a […]
The 7-Year CIBIL Nightmare for a Loan Guarantor in India Read More »
Discover why you should pay credit card bill before the statement date to boost your CIBIL score. Learn the secret of how to pay credit card bill before the statement date for maximum impact. You just paid your ₹50,000 credit card bill down to zero, on time. You feel financially responsible. But when you check
The Ultimate Guide to Paying Your Credit Card Bill Before the Statement Date Read More »
……Learn how to close a credit card without affecting Cibil score with Anwar Hashmi’s expert guide. Discover a safe plan to close a credit card without damaging your score….. It’s a common scenario I see all the time as a financial writer. You open a drawer and find that old, dusty credit card you haven’t
How to Close a Credit Card Without Affecting CIBIL Score in Easy 5 Steps Read More »
An in-depth guide on how to remove hard inquiry from CIBIL report, restoring your score and financial peace of mind. An unauthorized inquiry is a flaw in your financial story you didn’t write. Knowing how to remove hard inquiry from CIBIL report allows you to edit that narrative, correct the record, and protect your score.
How to Remove Hard Inquiry from CIBIL Report: An Official Step-by-Step Guide for 2025-26 Read More »
In the loan settlement vs loan closure credit report debate, one choice builds your future, the other can destroy it. Understand the critical loan settlement vs loan closure credit report impact before you decide. In the critical choice between a loan settlement vs loan closure, your credit report records not just the outcome, but the
Loan Settlement vs Loan Closure Credit Report: Explore the Shocking Truths in 25-26 Read More »
“The journey of how to increase your CIBIL score from 600 to 750 is not a sprint won by secret tricks, but a marathon won by consistent, intelligent habits.” – Anwar Hashmi, Chief Editor, cibilized.in You’ve done the hard work. You’ve audited your report, disputed the errors, and paid down your high-interest credit card debt.
How to Increase Your CIBIL Score From 600 to 750: A Proven Step by Step Guide Read More »
“Learning how to dispute errors on your CIBIL report is not just a ‘good idea’—it is your fundamental right to an accurate financial identity.” – Anwar Hashmi Your Right to an Accurate Credit Report The Hidden Anchor: How a Single Error Can Wreck Your CIBIL Score Imagine this: you’ve spent the last two years diligently
How to Dispute Errors on Your CIBIL Report: Best Step By Step Guide (25-26) Read More »
“Your CIBIL score is not a final grade; it is a starting point. The journey of learning how to improve your CIBIL score is the first and most powerful step towards building the financial future you deserve.” – Anwar Hashmi, Chief Editor, cibilized.in Your Journey Starts Now: Taking Control of Your CIBIL Score Why a
Unlock 750+: A Step by Step Plan on How to Improve Your CIBIL Score Read More »
